PERSONAL CHECKING

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At Security State Bank, we realize you have distinct financial needs and require certain benefits when it comes to a personal checking account.  That is why we offer numerous checking account options ranging from simple accounts with non minimum balances or benefits, to accounts with higher minimum balances and more benefits. You will be sure to find a personal checking account that fits your needs!

Free Checking

This is a great starting account, and is also good for those who do not wish to receive canceled check images on their statements.  Other details include:

  • Minimum Opening Deposit $200.00
  • No minimum balance
  • No monthly maintenance fee
  • Easy to balance monthly statement
  • Free e-statements upon request (without check images), no paper statement is mailed
  • Online bill-pay service: $.50 per bill payment
  • Returned check/deposited item: $6.00 per check or item.

Personal Checking

A standard checking account with monthly fees based on the balance, as well as free e-statements without images upon request.  Other account details include:

  • Minimum Opening Deposit $200.00
  • Minimum Monthly Balance Fee
    • 0-199 $8.00
    • 200-299 $7.00
    • 300-399 $6.00
    • 400-499 $5.00
    • 500-599 $3.50
    • 600 + 0
  • There is a chargeable debit of $.20 per item over 10 checks/debits paid per statement cycle. These charges are waived if you maintain a daily balance of $1,500.00 in checking or a combined checking/savings account. Service charge may be waived with qualified direct deposit. (Call for details.)
  • Free e-statements upon request (without check images), no paper statement is mailed
  • Online bill-pay service: $.50 per bill payment
  • Returned check/deposited item: $6.00 per check or item.

  Friendship Club Checking

An account that comes with the added perks of movies, dinners and other social events if you are a qualifying member of the Friendship Club.  Account details include:

  • Minimum Opening Deposit $200.00
  • No minimum balance
  • No monthly maintenance fee (provided you maintain club requirements)
  • Unlimited check writing privileges
  • Free personalized club checks
  • Free Bank Easy card (ATM) or Bank Easy Check card (debit) (upon application & approval)
  • Easy to balance monthly statement
  • Free e-statements upon request (without check images), no paper statement is mailed
  • Online bill-pay service: $.50 per bill payment
  • Returned check/deposited item: $6.00 per check or item.

This account is available to Friendship Club members only. (See Friendship Club brochure for membership qualification and additional benefits.) 

E-Checking

A checking account designed for those who prefer doing their banking online.  Details for this account include:

  • Minimum Opening Deposit $200.00
  • You will not receive your check images back in your monthly statement; however they are available online for $.20 per check image.
  • No minimum balance
  • No monthly maintenance fee
  • Free Bank Easy Check card (debit) (upon approval)
  • Free e-statements, no paper statement is mailed
  • Online bill-pay service (limit 6 bill payments per statement cycle, each additional bill payment $.50)
  • Returned check/deposit item: $6.00 per check or item.

Add E-Statements and Bill Pay to your checking account today.
Call us for details 319-334-7035.

NEW OUTLOOKS CHECKING

  • Minimum Opening Deposit $ 200.00
  • Individual membership - $ 10.00 per month
  • Family Membership - $ 12.00 per month
    (insurance divided equally among all account holders)
    • Free personalized checks
    • Free personal money orders (limit 6 per month)
    • Payment card protection
    • Everyday Rebate Rewards
    • Free Bank Easy card (ATM) or Bank Easy Check card (debit) (upon application and approval)
    • 50% off lodging discounts, car rental, RV, lodging chain discounts and more
    • Free notary service
    • Free photocopies (limit 10 per month)
    • Free e-statements (without check images) upon request, no paper statement is mailed
    • Online bill-pay service (limit 6 bill payments per statement cycle, each additional bill payment $.50)

Up to $30,000 24-hour accidental death and dismemberment insurance (NOT A DEPOSIT, NOT FDIC-INSURED, NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY, NOT GUARANTEED BY THE BANK)

Returned check/deposited item: $6.00 per check or item.

 

SUPER N.O.W. ACCOUNTS

  • Minimum Opening Deposit $1,500.00
  • Interest will be compounded monthly and will be credited to the account monthly.
  • The interest rate is variable and posted in the bank lobby.
  • No monthly minimum balance fee for individuals who maintain a minimum daily balance of $1,500.00 and have less than 25 checks/debits posted to their monthly statement. When the above limits are exceeded, the chargeable debit for the excess items are $.25 per check/debit over 25. If the minimum balance of $1,500.00 is not maintained daily, a $10.00 monthly minimum balance fee will be assessed.
    • Free e-statements upon request (without check images), no paper statement is mailed
    • Online bill-pay service: $.50 per bill payment
  • Returned check/deposited item: $6.00 per check or item.

MONEY MARKET DEPOSIT ACCOUNT

  • Minimum Opening Deposit $1,500.00
  • Interest will be compounded monthly and will be credited to the account monthly.
  • The interest rate is variable and posted in the bank lobby. If the balance falls below $1,500.00 you will be assessed a monthly minimum balance fee of $10.00.
    • Free e-statements upon request (without check images), no paper statement is mailed
    • Online bill-pay service: $.50 per bill payment
  • Returned check/deposited item: $6.00 per check or item.
  • $5.00 for each debit transaction over 6 per statement cycle.

FEDERAL REGULATIONS GOVERNING SAVINGS & MONEY MARKET TRANSACTION LIMITATIONS:
You may make six (6) transfers from your account during any month or statement cycle of at least four (4) weeks, if by preauthorized or automatic transfer, internet banking transfer, Telebanking transfer, or telephone transfer. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. ATM transactions at non-SSB ATMs are limited to six (6) per statement cycle without charge.

 
Please see full TIS Disclosure for all account details.
 

 

 

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