INTEREST CHECKING

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SUPER N.O.W. ACCOUNTS
Minimum Opening Deposit $1,500.00
Interest will be compounded monthly and will be credited to the account monthly.
The interest rate is variable and posted in the bank lobby.
No monthly minimum balance fee for individuals who maintain a minimum daily balance of $1,500.00 and have less than 25 checks/debits posted to their monthly statement. When the above limits are exceeded, the chargeable debit for the excess items are $.25 per check/debit over 25. If the minimum balance of $1,500.00 is not maintained daily, a $10.00 monthly minimum balance fee will be assessed.
• Free e-statements upon request (without check images), no paper statement is mailed
• Online bill-pay service: $.50 per bill payment
Returned check/deposited item: $6.00 per check or item.

MONEY MARKET DEPOSIT ACCOUNT
Minimum Opening Deposit $1,500.00
Interest will be compounded monthly and will be credited to the account monthly.
The interest rate is variable and posted in the bank lobby. If the balance falls below $1,500.00 you will be assessed a monthly minimum balance fee of $10.00.
• Free e-statements upon request (without check images), no paper statement is mailed
• Online bill-pay service: $.50 per bill payment
Returned check/deposited item: $6.00 per check or item.
$5.00 for each debit transaction over 6 per statement cycle.

FERDERAL REGUALTIONS GOVERNING SAVINGS & MONEY MARKET TRANSACTION LIMITIATIONS
You may make six (6) transfers from your account during any month or statement cycle of at least four (4) weeks, if by preauthorized or automatic transfer, internet banking transfer, Telebanking transfer, or telephone transfer. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited. ATM transactions at non-SSB ATMs are limited to six (6) per statement cycle without charge.

Please see full TIS Disclosure for all account details.